SNAP! FINANCE – GET A NEW FURNITURE – NO CREDIT NEEDED!
Start an online application? Or Visit Luna Furniture
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Most Common Questions – Snap Finance (877) 557-3769
1. Does Snap Finance check my credit?
No
2. Do I need credit to get approved?
No. You must be 18 years or older to apply.
3. What if I have a Bankruptcy?
Your Bankruptcy does not affect your approval with Snap Finance.
4. What determines if I get approved?
Your banking history and employment.
5. Do they accept Debit Card Accounts?
No. You must be establish with a Banking Institution that supplies a Routing & Bank Account Number.
6. Why does Snap Finance ask for my Social Security number if there is no credit needed?
They are verifying your identity.
7. Is there a fee for this service?
Yes, Snap Finance charges a processing fee of $39 at the time of your purchase.
8. How much will I get approved for?
It depends on your monthly income. Please see the chart below.
9. When will I know if I got approved?
Once you complete the Online Application, you will get an answer instantly.
10. How do I pay?
Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days same as cash.
11. Can I apply in the store?
Yes. Please bring the following documents: Driver License or ID, Social Security Card, and Checking account and routing number.
Ready to start an online application?
Your security is important to us. We take great care to protect your information by using 128-bit secure socket layer technology.